Loan Programs

Niche Loan Programs

BANK STATEMENTS TO $3,000,000

5000-ELITE-12BS - 700 Min FICO – 12 Mo. Personal/Business Statements up to 75% LTV – Rates as low as 4.75%*
5000-12BS - 680 Min FICO – 12 Mo. Personal/Business Statements up to 85% LTV – Rates as low as 5.50%*
5000-ELITE-24BS - 700 Min FICO – 24 Mo. Personal/Business Statements up to 75% LTV – Rates as low as 4.50%*
5000-24BS - 660 Min FICO – 24 Mo. Personal/Business Statements up to 90% LTV – Rates as low as 5.125%*
5000-24BS-NP - 580 Min FICO – 24 Mo. Personal/Business Statements up to 85% LTV – Rates as low as 5.75%

NON-PRIME FULL DOC TO $3,000,000

5000-ELITE-FD - 680 Min FICO – 5 Yrs BK, 5 Yrs Short Sale/Foreclosure up to 85% LTV – Rates as low as 4.375%*
5000-NP - 600 Min FICO – 2 Yr BK, 2 Yr Short Sale/Foreclosure up to 95% LTV – Rates as low as 5.25%*
5000-RH - 500 Min FICO – 1 Yr BK, 1 Day Short Sale/Foreclosure/BK up to 85% LTV – Rates as low as 5.75%*
5000-WVOE - 620 Min FICO – 2 Yr BK Short Sale/Foreclosure up to 80% LTV – Rates as low as 5.125%*

INVESTOR - NO INCOME LOANS TO $3,000,000

5000-INV-PP - 640 Min FICO – No Income/No Employment/No Reserves Up to 75% LTV – Rates as low as 6.50%*
5000-INV-DTI-PP - 620 Min FICO – No Employment/No Reserves/Qualify on Rental Survey Up to 80% LTV – Rates as low as 6.25%*
5000-INV-FN-PP - Foreign National Borrower – No FICO/No Income/No Employment/No Reserves Up to 75% LTV – Rates as low as 7.625%*
5000-INV-DTI-FN - Foreign National Borrower – No FICO/No Employment/No Reserves/Qualify on Rental Survey Up to 75% LTV – Rates as low as 7.25%*

NEAR PRIME FULL DOC TO $3,000,000

5000-1YR TAX - 660 Min FICO – 24 Mo. BK, 24 Mo. Short Sale/Foreclosure up to 85% LTV – Rates as low as 5.25%*

FOREIGN NATIONAL FULL DOC TO $3,000,000

ITIN FULL DOC TO $1,000,000

ASSET DEPLETION FULL DOC TO $1,000,000